To open a bank account in Australia you will need your passport and other forms of identification such as birth certificate or international drivers licence.
Always make sure you understand the conditions of any Australian bank account you open. Banks in Australia provide savings and cheque accounts, plus a wide range of other financial services such as: personal loans, bank drafts and transfer of funds.
Tax file numbers (TFNs)
An individual Tax File Number (TFN) is issued to each tax payer in Australia. You need a student work visa before you apply for your TFN if you intend to work in Australia. Tax file numbers are issued by the Tax Office in Australia.
TFNs are used to identify your tax records. Your tax file number is yours for life, even if you change jobs, move interstate or change your name. If you leave the country and later come back to Australia, you still use the same tax file number.
When you make enquiries about your tax records, you will be asked your tax file number; you will also be asked other information to check that you are who you say you are. Your tax file number is valuable. Do not share it with friends and do not provide it over the internet when applying for jobs.
Who can ask you for your tax file number?
Only certain people and organisations can ask for your tax file number, the most common being:
Tax Office
Your bank or other financial institution
You do not have to give your tax file number when asked but there may be consequences if you do not.
If you are asked for your tax file number you have the right to be told:
legal basis the organisation has for asking for it.
you are not committing an offence if you do not provide it.
Your Bank in Australia will ask for you TFN when you apply to open an account. If you do not have a TFN when you open an account you can register your TFN with the bank when you receive it.
To apply for a TFN, you will need to complete an application for which is available from the local Post Office. To apply for a TFN you will need your passport, a bank statement, drivers licence or credit card.
Money can be sent from your home country to Australia by bank drafts, cheques or telegraphic transfers. Credit cards are also a convenient way of transferring funds. Check on the interest rates that will be charged. Bank drafts or cheques from overseas take a few days to arrive and can take up to 10 working days to clear through an Australian bank. Telegraphic transfers usually take only a few days, but cost more than other methods.
The following are some links you might find useful. They cover studying in Australia and information on Australia in general:
The cost of living on the Sunshine Coast is generally lower than in Australian capital cities. An student would normally require A$15,000 per annum to live comfortably on the Sunshine Coast. This amount is in addition to airfares, visa application, health cover and tuition fees and will vary depending on your lifestyle and preferences.
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